Independent, source-led tax resolution guidance
Resolve your IRS tax debt with clarity.
Free tools, plain-English guides, and source-linked provider records to help you understand IRS tax problems. No sales pitch—just a clearer place to start.
Start with what happened
Choose your starting point
I received an IRS notice
Find the code on your letter, understand what it says, and check the date printed on it.
Find your noticeI need to understand my options
Compare the main collection and payment routes using source-linked explanations.
Compare optionsI want to run the numbers
Use free calculators to organize your figures without predicting what the IRS will decide.
Open the toolsPrimary sources
Claims are linked to IRS or other authoritative material.
Private by default
Use the site without handing over sensitive tax information.
No outcome promises
Tools explain scenarios; they do not predict IRS decisions.
Free tools
Work through the numbers, one step at a time
Each tool keeps its assumptions visible and explains the limits of the result.
OIC calculator
Do the arithmetic on the figures you enter. This is not an IRS determination or prediction.
Use the calculatorPayment plan calculator
Compare estimated monthly-payment scenarios and see the assumptions behind the numbers.
Estimate paymentsPenalty calculator
Estimate failure-to-file and failure-to-pay penalties using the dates and balances you provide.
Estimate penaltiesResolution options quiz
Answer seven questions, then read the route your answers match. It is not advice or a determination.
Review the questionsResolution options
Understand the main routes before you choose a next step
Read what the IRS publishes about each route, what it may require, and what it does not guarantee.
Compare all optionsOIC
Taxpayers who cannot pay their full tax liability
Learn morePayment Plan
Taxpayers with steady income who can afford monthly payments
Learn moreCNC Status
Taxpayers experiencing severe financial hardship
Learn morePenalty Relief
Situations where the same return type was filed on time for the prior three years and no penalty was assessed in that window — the timely compliance history the IRS tests for administrative relief
Learn moreWhat makes TRC different
Useful information without the pressure
Primary sources nearby
IRS and Taxpayer Advocate sources stay close to the claims they support.
Plain English first
Tax terms are explained before they are used to guide you through a page.
No pay-to-rank list
Provider records are source-linked and are not presented as a winner board.
Your inputs stay private
The calculators and quiz are designed to work without collecting unnecessary tax details.
Assumptions stay visible
Tools explain what a number means, what it does not mean, and where it came from.
Education, not a decision
No page can predict an IRS outcome or replace advice from a qualified professional.
IRS notices
Start with the code on the letter
Notice deadlines vary. Use the exact response or payment date printed on your notice and read its instructions before acting.
Browse all IRS noticesNotice of Levy on Your State Tax Refund
The IRS has already levied your state tax refund. Unlike most levy notices, this one arrives after the fact — and it carries a right to a hearing.
Read the notice guideNotice of Intent to Levy — business
The business version of CP504. It states a 30-day period, and names two levy types the IRS may serve without a further notice.
Read the notice guideBalance Due Notice
The IRS says you owe money on unpaid taxes. The due date is printed on the notice — this page cannot tell you what it is.
Read the notice guideProfessional help
Verify credentials before you trust someone with your case
TRC does not publish an overall provider score or guarantee a firm’s work. Use source-linked records as a starting point, then confirm professional credentials independently.
A practical check
Before you hire anyone
- Confirm the person’s credential and current status.
- Ask what work is included and get the fee terms in writing.
- Be wary of guaranteed outcomes or “pennies on the dollar” promises.
How tax resolution works
A clearer next step starts with context
Understand the issue
Identify the notice, deadline, balances, returns, or collection action that brought you here.
Compare the routes
Read the official requirements, tradeoffs, fees, and documentation for the options that may be relevant.
Choose qualified help if needed
Use an enrolled agent, CPA, attorney, or free assistance program when your situation calls for it.
A clear place to begin
Start with the IRS option that fits the question you have today.
Compare the main resolution routes, then follow the source links before making a consequential decision.