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Critical - Immediate Action Required

IRS Letter 1058 Notice

Final Notice Before Levy - Wage Garnishment Warning

Final warning before wage garnishment begins

What is Letter 1058? Letter 1058 is one of the most serious IRS notices.

What This Notice Means

Letter 1058 is one of the most serious IRS notices. It is a Final Notice of Intent to Levy and Notice of Your Right to a Hearing. After this notice, the IRS can garnish your wages, seize your bank accounts, and take other collection actions.

Why You Received This Notice

  • 1
    All previous notices have been ignored
  • 2
    You have not paid your tax debt or arranged payment
  • 3
    This is the legally required final notice before levy action

Important Deadline

You have 30 days from the date of this letter to request a Collection Due Process (CDP) hearing.

What You Should Do

  • File Form 12153 immediately to request a CDP hearing
  • This temporarily stops levy action
  • Hire a tax professional or attorney immediately
  • Gather all financial documents
  • Prepare to negotiate a resolution (payment plan, OIC, CNC)

Resolution Options That May Help

Payment Plan

Taxpayers with steady income who can afford monthly payments

CNC Status

Taxpayers experiencing severe financial hardship

OIC

Taxpayers who cannot pay their full tax liability

What NOT to Do

  • Do NOT let the 30-day deadline pass
  • Do NOT ignore this letter - levy action WILL follow
  • Do NOT quit your job to avoid garnishment
  • Do NOT hide assets

Frequently Asked Questions

How much can the IRS garnish from my wages?
The IRS can take a significant portion of your paycheck - often 70-80% or more, leaving you with only a small amount for basic living expenses. The exact amount depends on your filing status and number of dependents.
What happens if I miss the 30-day deadline?
If you miss the deadline, you can still request an Equivalent Hearing within one year, but this does NOT stop levy action. The IRS can proceed with wage garnishment while the hearing is pending.

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Related Notices

CP90Final Notice of Intent to LevyCP297Final Notice - Businesses - Intent to LevyLT11Final Notice - Intent to Seize Property and Rights to Hearing

Recommended Next Steps

  • Submit Form 12153 within 30 days
  • Contact a tax attorney immediately
  • Explore all resolution options urgently