← Back to All Comparisons

Fresh Start vs. Offer in Compromise

These are not two programmes you choose between. "Fresh Start" is the name of a set of IRS changes, not an application you file. An Offer in Compromise is a specific submission with its own form and grounds.

Quick Answer

If someone offers to get you into "the Fresh Start Program", ask which specific thing they mean. In IRS usage the term attaches to changes including two lien-withdrawal routes. An Offer in Compromise is a distinct submission with published grounds and a published fee. They are not alternatives to one another, and no page — including this one — can tell you whether an offer would be accepted.

1

"Fresh Start"

Advantages

  • Where the IRS uses the term, it refers to changes it made — the page on federal tax liens attributes two lien-withdrawal options to the Commissioner's 2011 Fresh Start initiative.
  • Those withdrawal options are real and useful: one after a lien is released, one tied to entering or converting to a Direct Debit installment agreement.

Disadvantages

  • There is no form called Fresh Start and no application to submit for it.
  • The term is used in advertising far more loosely than the IRS uses it, often to imply a settlement programme that does not exist under that name.

Best For

Understanding what the phrase actually refers to when you encounter it.

Typical Cost

Not applicable — it is not a programme you apply to.

VS
2

Offer in Compromise

Advantages

  • A real, specific submission. The IRS describes it as an agreement that settles a tax debt for less than the full amount owed.
  • The IRS publishes the grounds: Doubt as to Collectibility, two Effective Tax Administration grounds, and Doubt as to Liability on a separate form.
  • The IRS states it suspends other collection activities while it evaluates an offer.

Disadvantages

  • It has an application fee and an initial payment, though the IRS publishes a low-income certification that removes both.
  • The IRS states it may file a Notice of Federal Tax Lien while an offer is under consideration.
  • The IRS decides. It states it generally approves an offer when the amount offered represents the most it can expect to collect within a reasonable period of time.

Best For

Situations where the question is what can actually be collected. Whether that describes yours is the IRS's determination.

Typical Cost

The IRS publishes the current application fee and initial payment on its offer in compromise page.

The Verdict

If someone offers to get you into "the Fresh Start Program", ask which specific thing they mean. In IRS usage the term attaches to changes including two lien-withdrawal routes. An Offer in Compromise is a distinct submission with published grounds and a published fee. They are not alternatives to one another, and no page — including this one — can tell you whether an offer would be accepted.

Frequently Asked Questions

Is there a Fresh Start Program I can apply to?
Not as a single application. Where the IRS uses the term it describes changes it made rather than a form you file — its federal tax lien page attributes two Notice of Federal Tax Lien withdrawal options to the 2011 Fresh Start initiative. If an advertisement offers to enrol you in a Fresh Start Program, ask exactly which submission they mean.
What are the actual grounds for an Offer in Compromise?
Form 656 carries Doubt as to Collectibility and two Effective Tax Administration grounds — economic hardship, and public policy or equity. A fourth, Doubt as to Liability, runs on a different form, Form 656-L. See our entries on each.

Ready to Take the Next Step?

Use our free tools to determine which option is best for your specific situation.

Sources

Sourced to primary IRS materials and editorially reviewed. Not reviewed by a tax professional. Not tax advice. Report a correction.